Investor Resources

A real estate investment trust, or REIT, is a company that owns, operates or finances income producing real estate. REITs provide the average investor the opportunity to invest in a professionally managed, diversified portfolio of real estate assets that seeks to produce dividend based income and long-term capital appreciation. Under the United States Internal Revenue Code, a REIT must distribute at least 90% of its annual taxable income to shareholders to maintain REIT status and thereby pay little to no corporate income tax. As a result, REITs tend to pay relatively higher dividends than other types of companies, and dividends earned by shareholders from REITs are generally taxed as ordinary income. Dividends however, are not assured. See Risk Considerations.

REITs can generally be classified as either “equity REITs” or “mortgage REITs”. Equity REITs invest the majority of their assets directly in commercial property and derive their income primarily from rents; equity REITs can also realize capital gains by selling properties that have appreciated in value. Mortgage REITs invest a majority of their assets in real estate mortgages and derive their income primarily from interest payments. For a discussion of the risks associated with RMRM's operation as a commercial mortgage REIT, please click here.

FFO is a non-GAAP measure of a REITs operating cash flow. It differs from GAAP net income largely due to the exclusion of non-cash items, such as depreciation and amortization. Many securities analysts judge a REITs performance based largely upon FFO per share results.

RMR Mortgage Trust’s common shares are traded on the Nasdaq exchange under the trading symbol RMRM.

RMRM’s fiscal year ends on December 31.

RMRM’s common stock CUSIP number is 76970B101.

RMRM’s common share transfer agent is EQ Shareowner Services. See below for contact details.

RMRM shares must be purchased through a registered broker.

Initial RMRM share purchases must be made through a registered broker. By enrolling in the Dividend Reinvestment Program (DRIP) you also have the option to purchase additional RMRM common shares when RMRM pays dividends on its common shares.

If you hold your shares in your own name through RMRM’s transfer agent, EQ Shareowner Services, you will need to contact them directly. Otherwise, please contact your financial adviser or broker.

The timing of future dividends is subject to Board approval; however, the Trust currently anticipates that it will continue to pay dividends on a quarterly basis. To view the Trust’s historical dividend distributions, visit the Stock Information page.

If you hold your shares in your own name through RMRM’s common share transfer agent, EQ Shareowner Services, you will receive a check for the dividend at the address they have on record, unless you participate in the Trust’s Dividend Reinvestment Plan or you arrange with the transfer agent to have the payment directly deposited into your bank.

If you hold your shares in a registered brokerage account, you should contact them to confirm how you will receive your dividend payments.

Yes. If you hold your shares in your own name through RMRM’s transfer agent, EQ Shareowner Services, you may elect to reinvest future dividends through the Dividend Reinvestment Plan (DRIP). To find out more or to enroll, please see Dividend Reinvestment Plan.

If you hold your shares in a registered brokerage account, you should contact them regarding your dividend reinvestment options.

Dividends are typically considered taxable income which is reported annually to the IRS on Form 1099-DIV.  If you hold your shares in your name at the transfer agent, EQ Shareowner Services, then a Form 1099-DIV will be mailed to you. Otherwise, you should reach out to your registered broker.  Please contact your financial advisor or tax accountant with tax related questions.

Corporate headquarters are located in Newton, Massachusetts.  Please see below for full contact details.

RMRM’s independent accountants are Deloitte & Touche LLP. Please see below for contact details.

RMRM’s corporate counsel is Skadden, Arps, Slate, Meagher & Flom LLP. Please see below for contact details.

RMRM’s Investor Relations group can be reached via email at ir@rmrmortgagetrust.com and by phone at 617-796-8253.

Investors can register for RMRM’s email alerts by visiting Email Alerts.